Keeper Tax

Brief Overview of Keeper Keeper is a premier AI tax filing and expense tracking software designed specifically for the more than 1 million Americans navigating the complexities of 1099 income. This comprehensive tax filing software serves as an all-in-one expense tracking solution that automates the discovery of business write-offs to help users secure their maximum possible refund. It addresses the primary challenge faced by freelancers and gig workers: the need to manually track professional expenses and calculate self-employment tax obligations. By utilizing an advanced AI engine, Keeper scans financial transactions to identify eligible deductions that often fall through the cracks during traditional filing. The platform supports a wide range of income types, including 1099-NEC, 1099-K, and standard W-2 earnings, making it a versatile tool for those with multiple revenue streams. It provides a sophisticated tax bill estimate by accounting for state-specific regulations in locations like Washington, West Virginia, and Vermont. ### Keeper Key Features for Content Creators * AI-Powered Expense Scanning: The software securely connects to over 20,000 financial institutions through Plaid to automatically categorize and predict business expenses. This technology identifies potential write-offs in real time, ensuring that costs for home office equipment, software subscriptions, and internet bills are never missed. * Expert Tax Professional Review: Every tax return filed through the platform is reviewed and signed by a certified tax professional before submission. This provides an additional layer of security, as human experts perform over 300 automated checks to ensure 100% accuracy and compliance with IRS standards. * State-Specific 1099 Calculators: The tool includes specialized calculators for various states, allowing users to input advanced details such as mortgage interest, student tuition, and traditional IRA contributions. These calculators provide precise estimates for both federal tax bills and state-specific refunds or liabilities. * AI Tax Assistant: Users have access to an AI-driven accountant that has been fine-tuned on thousands of pages of tax law. This assistant provides instant, accurate answers to complex questions regarding master limited partnerships, FICA exemptions, and tax abatement reasons. * Integrated Receipt Management: The mobile app and web dashboard allow creators to upload receipt photos and add notes to specific transactions. This feature ensures that all documentation required for audit protection is organized and easily accessible throughout the year. * Quarterly Tax Management: For those expecting to owe more than 1,000 dollars in federal taxes, the software provides tools to calculate and schedule quarterly estimated payments. This helps users avoid underpayment penalties by staying on top of the April, June, September, and January deadlines. * Comprehensive Credit Support: The filing system supports over 300 different tax credits, including the Earned Income Tax Credit and the Child Tax Credit. This ensures that users can reduce their gross tax liability beyond just business deductions. * Drag and Drop Form Processing: Creators can simplify their workflow by dragging and dropping various tax forms, such as PDFs or photos of 1099s, directly into the software. The AI then extracts the relevant data to populate the return automatically. * Audit Resolution and Protection: The premium service tier includes dedicated audit resolution support and protection. This gives creators peace of mind knowing that tax pros are available to help navigate any formal inquiries from the IRS. * Multi-Platform Accessibility: The software is available as a mobile app on the iOS App Store and Google Play Store, as well as a web-based dashboard. This flexibility allows users to track expenses on the go or manage their full filing from a desktop. ### Keeper Target Users & Use Cases Keeper is primarily designed for independent contractors, freelancers, and small business owners who manage complex 1099 income. It is particularly effective for creators who have transitioned into the gig economy and need a more robust solution than basic consumer tax tools. The software caters to various experience levels, from novice filers who need guided assistance to seasoned entrepreneurs with complicated individual tax situations like rental properties or K-1 forms. * The Side Hustler: A marketing professional with a W-2 job who also runs an Etsy shop can use the tool to manage both income sources and ensure their side income is properly taxed. * The Freelance Creator: Independent videographers or writers can link their business bank accounts to automatically track software subscriptions and equipment depreciation. * The Rideshare Driver: Drivers can use the app to log work-related parking fees, toll passes, and vehicle-related expenses that are essential for lowering their net income. * The Remote Consultant: Professionals working from home can accurately calculate their home office deductions, including a portion of their internet and cell phone bills. * The Small Business Owner: Sole proprietors can utilize the platform to manage their entire tax lifecycle, from tracking daily expenses to filing year-end returns with expert signatures. * The High-Income Independent: Individuals with complex filings can use the premium tier for S Corp and partnership filing support. ### How to Get Started with Keeper 1. Securely connect your bank or credit card accounts using the Plaid integration to allow the AI to begin scanning for historical and current deductions. 2. Review the automatically categorized transactions and mark them as business or personal to refine the AI's prediction accuracy. 3. Upload any relevant tax forms, such as 1099-NEC or 1099-K documents, using the drag and drop interface. 4. Utilize the AI Tax Assistant to ask specific questions about your unique tax situation or potential credits. 5. Submit your return for a final review by a tax professional who will sign and file it with the IRS and state authorities. ### Frequently Asked Questions About Keeper * Is Keeper free to use? The platform offers a 14-day free trial that allows users to track deductions and get tax help, but an annual subscription is required to file returns with the IRS. * Does the software support both 1099 and W-2 income? Yes, it is designed to handle users who have both salaried employment and independent contractor earnings simultaneously. * How does the AI find tax deductions? The software uses patented technology to scan linked bank transactions and identify expenses that qualify as ordinary and necessary for a user's specific industry. * Can I claim the standard deduction and business expenses? Yes, freelancers and independent contractors are permitted to take the standard deduction on their personal return while also writing off business expenses on Schedule C. * What are the system requirements for the app? Keeper is available on the iOS App Store for Apple devices and the Google Play Store for Android devices, in addition to being accessible via any modern web browser. * Is my data secure when linking bank accounts? The platform uses Plaid, a trusted industry standard, to establish secure connections with over 20,000 financial institutions. ### Bottom Line: Should Content Creators Choose Keeper? Keeper is an excellent choice for content creators and independent contractors who want to maximize their tax savings without the high cost of a personal accountant. The main advantage of the software is its ability to uncover hidden business deductions automatically, which often saves users an average of 1,249 dollars or more. It provides a high-value proposition by combining AI efficiency with the security of human expert reviews for every return. While the annual subscription is required for filing, the 14-day trial offers a risk-free way to see exactly how many write-offs the system can find. For creators with complex 1099 situations, the premium tier's inclusion of quarterly filing and audit resolution makes it a comprehensive financial safeguard.